Auto Car Insurance
You could save money on your car insurance. Comparing policies is easier than ever. 39% of Americans have never looked for more affordable rates. 50% don’t realize you can switch insurance without waiting for a policy renewal. When was the last time you had someone review your insurance?
How To Pick Your Auto Insurance
Auto insurance is legally required, but the policy you buy is up to you— deciding to have a local agent who is there to advocate for you during a claim and help to guide you through the process of selecting proper coverage to fit your needs is very important.
Consider this example, you make a small mistake and hit a bicyclist while driving your car. Causing them permanent injury. Your policy limits are maxed out just on the medical bills alone. The bicyclist can then go after you personally for additional compensation for their pain and suffering, loss of wages, and more. This puts all your personal assets at risk, savings, equity in your home, investments, etc. Having proper coverage to prevent this requires an in-depth discussion with a local professional.
Find an agent you feel comfortable communicating with. After all, they are the person who will be explaining your policy coverages and helping you to select a carrier. Ask them about the claims process, and how that works with their agency. You should also make sure the carrier you select has an A rating or better by AM Best, which indicates the financial strength and ability to pay claims for carriers.
Factors In Auto Insurance Policy Pricing
At Mt Hood Insurance we help guide you through the process of finding the carrier that will be best for you. Your Auto insurance cost is made up of many variables, the type of car you drive, how much you drive, driving record, where you live, age, credit history, associated policy discounts, and much more.
Auto Insurance In Gresham And Portland
If you are looking for Auto insurance in Gresham, East County, or the greater Portland area we work with dozens of carriers to find the right policy for you.
Call us today at 503-808-1111